
VECTOR INSIGHTS
Articles and Video Insights
If you’re hesitant to spend—even when your plan says you can—you’re not alone. This episode explores how small, intentional choices can help shift the mindset from saver to spender, adding comfort, joy, and purpose to your retirement.
Chris Rock once remarked, “You don’t pay taxes – they take taxes.” Capital gains result when an individual sells an investment for an amount greater than their purchase price.
What got you to retirement isn’t necessarily what’s going to get you through retirement optimally. That’s where personalized planning comes in — not just managing risk, but building a strategy that supports how you actually want to live. (Podcast)
Asset Allocation - The idea behind asset allocation is to offset any losses from one class with gains in another, and thus, reduce the overall risk of the portfolio. (article)
In this episode of Vector's Well Balanced podcast, Ezra Firkins and Joe Grochowski discuss the financial aspects of planning for weddings, particularly focusing on how parents can support their children while managing their own retirement plans.
There are three basic forms of cognitive decline associated with aging. This article suggests strategies to help manage cognitive decline. (article)
Having 10 times your annual income saved by retirement is a financial planning rule-of-thumb—but what does that actually mean for your household? This discussion breaks down the numbers, strategies, and personal factors to help you understand what is involved. (podcast)
Our guest Emily Victory blends mathematics with artistic expression, drawing inspiration from patterns found in nature and architecture. In this podcast, she joins Vector’s Sharon Calhoun to explore curiosity, structure, and creativity in art and financial planning.
Moody’s has lowered the U.S. government’s credit rating from AAA to Aa1, citing persistent fiscal deficits and rising interest costs. Join us as Jason talks through the implications on Treasury interest rates. (podcast)
This 38th edition of our Well Balanced newsletter reflects on the value of slowing down and paying attention in a fast-paced world, highlighting how intentional habits, financial planning, and community connection contribute to a more meaningful life.
The latest GDP report shows a dip—but there’s more to the story. In this podcast, we unpack what’s behind the headlines, from an import spike to shifting market reactions. Explore why context matters more than first impressions.
In this update, Jason Ranallo explores how a steady, fact-aware framework can help investors navigate today’s turbulent market. From shifting trade policies to ongoing market turbulence, we talk through headlines and apply a disciplined, long-term perspective designed to keep you focused on what matters most: your financial goals.
About this Blog
Inspired by conversations with our clients, this collection of insights and perspectives continues the discussion. In the pages of this blog, you will find topics from financial stewardship and wealth management to Vector community news and lifestyle stories focused on helping all of us get today right.
The Well Balanced Podcast
Vector’s podcast, Well Balanced, offers a passionate and entertaining look at money and investing. Themes include Financial Planning Topics, Market Perspectives, and Well Being in Retirement.
Subscribe to Vector’s Well Balanced podcast on Apple or Spotify for weekly market updates and real-world financial planning scenarios.